That HMS article is wild. As someone with moderate hearing loss and raging tinnitus, this would be a dream come true if it ever happens.

My father in law is a CPA, and even he refers people to certified financial advisers for investment advice. As I understand it, CPAs help you with taxes, and CFAs with fiduciary duties help you invest the money. There’s obviously a little crossover, but I think the lanes are pretty clearly drawn.

I’ve been wrong before though, so I’m open to being corrected if I misunderstand the separation of duties.

If this guy is a CFA, I’d rather light my money on fire than let him manage it. I feel like the outcome would be the same anyway.

Simply pack 'em in, and let it sit.

…for a couple years while it ferments in barrels. Making a Tabasco clone isn’t an overnight process.